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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Corporate Overview :

Truist Securities is the full-service corporate and investment banking arm of Truist Financial Corporation (https://www.thepremierfinancialinstitution.com/)

(NYSE: TFC), one of the nation's largest banking organizations. Truist Securities, together with Commercial Real Estate (https://www.mytruist.com/sites/commercial-real-estate/SitePageModern/76350/cig-commercial-real-estate)

and Treasury Solutions, comprise Truist’s Corporate & Institutional Group, offering lending, capital markets and treasury management solutions to businesses, institutions, not-for-profit organizations and government entities. Founded more than 100 years ago, we offer large-firm capabilities in a boutique culture and value our vibrant workplace that reflects the diversity of the many communities we serve. We pride ourselves on the career development of our teammates. You’ll work alongside senior-level management on real deals right from the start. We encourage and reward you to take an active role in helping our clients achieve their goals.

Job Description :

Truist Securities’ Analyst Program begins with up to seven weeks of classroom instruction that consists of an introduction to capital markets, products and services, accounting, corporate finance, systems and financial modeling training designed to give Analysts all the tools they will need to be successful. After the classroom training, Analysts join a business group and play a meaningful role in supporting senior investment banking professionals.

The analyst will join the Structured Credit Delivery (SCD) team. SCD supports Working Capital Solutions and Asset Securitization groups within Truist Securities’ Corporate & Investment Bank. Product offerings include: Accounts Receivable Securitization, Receivable Purchase Programs, Supply Chain Finance Programs, and Warehouse Facilities.

The SCD team underwrites credit products to new and existing clients and actively manages the existing portfolio to meet client needs while also ensuring appropriate risk/return strategies. The group (i) underwrites lead and non-lead opportunities across investment grade, sponsor-owned, and leveraged transactions (ii) and executes amendments, refinancings, and ancillary credit product approvals. Teammates are responsible for ongoing client dialogue, including product partner opportunity identification where appropriate. Additional duties include actively managing portfolio risks through risk rating integrity, annual client reviews, watchlist management, and amendments/waivers, as well as executing compliance, audit, and regulatory guidelines and reviews. The group will also be responsible for early identification of emerging credit problems and industry trends in order to initiate risk mitigation actions and ensure appropriate capital allocation.

The Credit Delivery Analyst position is typically a two-year position. At the end of the two-year period, Analysts may be asked to remain in the role for an additional year.

Location :

Truist Securities is headquartered in Atlanta, GA, with offices throughout the U.S. in cities including Boston, Charlotte, Chicago, Dallas, Houston, Los Angeles, Miami, Nashville, Orlando, New York, San Francisco, and Washington D.C.

This position is specifically for Atlanta, GA.

Essential Duties and Responsibilities:

The following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• Responsible for analysis and underwriting related to transactions, amendments, modifications, and other credit products for new and existing clients as part of deal teams.

• Authors and creates credit product approval documents and presentations with an initial recommendation and credit view.

• Creates and utilizes analytical financial models, including financial projections, and financial analysis of historical and projected cash flows.

• Performs research and analysis on companies, industries, and transactions in support of both client activities and risk mitigation strategies.

• Supports Directors, VPs, and Associates in day-to-day management of the portfolio with responsibilities including financial statement spreads, covenant compliance analysis and other activities as directed.

• Works closely with Directors, VPs, and Associates in the preparation of on-time and high-quality annual reviews, renewals, and amendments. More experienced analysts may be responsible for completing entire annual reviews on assigned clients.

• Maintains active ownership and timely processing of risk ratings within own portfolio and as needed across the team.

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Completed BA/BS degree with a scheduled graduation date of December 2024 or May/June 2025.

• Strong verbal and written communication, organizational, critical thinking, and problem-solving skills.

• Strong analytical skills and attention to detail.

• Strong work ethic, competitive drive, and time management skills.

• Proficient in Microsoft Word, Excel and PowerPoint.

Preferred Qualifications:

• Undergraduate degree with coursework in accounting or finance preferred.

• 1 year of experience in underwriting and portfolio management.

At this time, Truist will not sponsor an applicant for employment authorization, nor will we offer any immigration-related support for this position (including H-1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN-1 or TN-2, E-3, or sponsorship for U.S. permanent residence.)

To learn more about Truist Securities’ Analyst positions, please visit the Student Programs section of our website at www.truistsecurities.com/about/careers

.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site (https://benefits.truist.com/)

. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.

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